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Investment Return Calculator

Estimate a final balance from your initial amount, annual return rate, and regular contributions.

Your inputs stay on your device

Project investment growth

live result
USD
%
years
USD
Final value
$54,713.58
Total contributed
$34,000.00
Investment growth
$20,713.58
Return above contributions

An estimate only. Contributions are made at the end of each month. Assumes a constant rate of return; actual investment returns vary. Currency selection labels amounts only and does not use exchange rates.

Useful context

How it works

Use the calculator first, then scan the details below when you want more context about the inputs, result, or assumptions.

Method

The projection compounds an initial amount and regular contributions at the selected annual return assumption.

How to use it

Enter the starting balance, contribution schedule, return rate, term, and currency, then review growth and contributions.

Understand the result

Final value is the modeled balance; return earned is separate from money contributed.

Example

A monthly contribution plan shows how regular deposits can affect a projected ten-year balance.

Notes

Returns are not guaranteed and the model excludes tax, fees, inflation, and changing market performance.

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