Method
The projection applies a periodic interest rate to a starting balance and adds regular end-of-period contributions.
Project compound growth with a clear end-of-period contribution assumption.
Estimate only. Regular contributions are made at the end of each month; interest compounds monthly. Currency selection labels amounts only and does not use exchange rates.
Useful context
Use the calculator first, then scan the details below when you want more context about the inputs, result, or assumptions.
The projection applies a periodic interest rate to a starting balance and adds regular end-of-period contributions.
Enter the starting amount, contribution, rate, term, and compounding frequency, then inspect the projected balance.
Final balance includes contributions and growth; interest earned is the amount above total contributions.
Regular monthly deposits can produce a larger projected balance than a lump sum with the same total deposits.
This is a mathematical projection, not a promise of investment performance. Rates and contributions are assumed constant.
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