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Compound Interest Calculator

Project compound growth with a clear end-of-period contribution assumption.

Your inputs stay on your device

Project compound growth

live result
USD
%
USD
Final balance
$34,581.90
Total contributions
$22,000.00
Interest earned
$12,581.90

Estimate only. Regular contributions are made at the end of each month; interest compounds monthly. Currency selection labels amounts only and does not use exchange rates.

Useful context

How it works

Use the calculator first, then scan the details below when you want more context about the inputs, result, or assumptions.

Method

The projection applies a periodic interest rate to a starting balance and adds regular end-of-period contributions.

How to use it

Enter the starting amount, contribution, rate, term, and compounding frequency, then inspect the projected balance.

Understand the result

Final balance includes contributions and growth; interest earned is the amount above total contributions.

Example

Regular monthly deposits can produce a larger projected balance than a lump sum with the same total deposits.

Notes

This is a mathematical projection, not a promise of investment performance. Rates and contributions are assumed constant.

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