Method
Computes a loan payment, adds annual home costs, and compares it with rent.
Finance / browser tool
Rent vs Buy Calculator
Compare estimated monthly rent with a home payment and ownership costs.
A planning comparison using your assumptions, not a lending decision.
Your inputs stay on your device
Compare rent and buying
live result%
years
Estimated mortgage
Monthly buy cost
Five-year rent
Five-year buy cost
Currency selection changes labels only; no live rates, taxes, fees, or financial advice are included.
Context & Reference
How it works
For a simple monthly housing-cost comparison.
calculator guideHow to use it
Use this calculator with your own values, then review the clearly labelled result and copy it when you need it elsewhere.
Understand the result
A positive difference means the estimated monthly buy cost is higher.
Example
Compare $1,800 rent with a financed $350,000 home.
Practical tip
Five-year buy cost includes the down payment and not resale value.
Notes
This calculator runs locally in this browser. Five-year buy cost includes the down payment and not resale value.
Useful next steps
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